Title Report (No insurance)

When someone wants to know the condition of title of a specific parcel land without requesting escrow services or a title insurance policy a title report is prepared. The cost for this service varies based on the complexity of the title search and the time it takes to prepare and type the report.

A title report discloses property ownership and an opinion of the lien position of the recorded documents and encumbrances of the subject property.

A title report should not be confused as the same thing as a Preliminary Report or Title Insurance Policy. A Preliminary Report is prepared prior to a closing and the issuance of a title insurance policy. A title report does not contain requirements for a property title transfer or securing property lien position for a lender. A title report is not considered as a promise to insure a property.

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